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Rates


100% Financing including TT&L!

Loan Term Rate (APR)
0 to 36 months as low as 4.99%
37 to 48 months as low as 5.09%
49 to 60 months as low as 5.19%
61 to 72 months as low as 5.29%
73 to 84 months as low as 6.49%
Loan Term Rate (APR)
0 to 36 months as low as 4.99% 
37 to 48 months as low as 5.09%
49 to 60 months as low as 5.19%
61 to 72 months as low as 5.29%
73 to 84 months as low as 6.49%
Loan Purpose & Term Down Payment Rate (APR)
Boats and Jet Skis
60 months or less		 as low as $0 as low as 5.50%
Boats
61 to 120 Months
 as low as $0 as low as 5.75%
Motorcycles
60 Months
 as low as $0 as low as 5.75%
RV, Campers and Trailers
Up to 60 Months
 as low as $0 as low as 5.50%
RV, Campers and Trailers
61 to 120 Months
 as low as $0 as low as 5.75%
$400,000 maximum, based on 80% of appraised value minus outstanding liens.

GEFCU must be in first lien position for loans over $250,000.

 If you are a Texas resident, APPLY NOW!

Loan Term
 Rate (APR)
Fixed 60 months or less as low as 5.00%
Fixed 61 to 120 months as low as 5.25%
Fixed 121 to 180 months as low as 5.50%
Fixed 181 to 240 months* as low as 6.00%

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE, APR IS ANNUAL PERCENTAGE RATE.

Borrower will be responsible for certain closing costs. If required, these closing costs may include title insurance, appraisal fee and survey costs. Home Owners insurance is required.

Closing costs are waived on all new Home Equity loans in the amount of $25,000 or more, or when adding a minimum of $25,000 to an existing Home Equity loan.
Members refinancing their existing Home Equity must add a minimum of $10,000 in new money.

*Minimum loan amount of $50,000

Home Equity Loans subject to credit approval. Rates and terms subject to change without notice. As a safeguard, a 12-day cooling-off period is required by Texas law before Home Equity Loans may be closed. There is also a three-day Right of Rescission after closing before the funds may be disbursed. Total debts against the homestead are limited to 80 percent of its appraised value. Minimum loan amount is $5,000.

Government Employees FCU NMLS#417539